Australian property & finance tools
Independent calculators and explainers for the financial decisions Australian households actually make — home loans, property transactions, super-related schemes. Each tool is built with transparent methodology and AU-specific assumptions, not generic global templates.
- Live
Mortgage comparison rate calculator
AU lenders must publish a comparison rate, but it's calculated on a fixed $150k / 25-year scenario that distorts the true ranking on real-world loans. This tool fixes that.
Use it - Live
Stamp duty calculator (all states)
Per-state transfer-duty math with side-by-side comparison across every Australian jurisdiction. General dutiable rate; full disclosure of which concessions and surcharges aren't modelled.
Use it - Live
First Home Super Saver calculator
Net deposit via FHSS compared with saving the same dollars outside super at typical AU high-interest rates. Concessional + non-concessional, full marginal-tax math, methodology disclosed.
Use it - Live
Australian income tax calculator
Take-home pay for the 2025–26 tax year. Includes LITO, Medicare levy, optional HELP/HECS repayment, and shows the 12% employer Super Guarantee on top of your salary.
Use it - Live
Property investment cash-flow calculator
Gross/net yield, weekly cash flow before and after tax, negative gearing offset and year-1 wealth impact for any AU residential investment property. Capital growth deliberately excluded.
Use it - Coming soon
Suburb yield + median rent dataset
Per-suburb median price, median rent, vacancy rate and infrastructure pipeline overlay for the property cash-flow tool. Tier 2 build — needs a paid data feed or substantial manual curation. On the roadmap.
Tell me when the next finance tool ships
We're working on the stamp duty, FHSS and suburb tools next. Drop your email and we'll let you know when each launches — one message per launch, no filler.